Furnish Now, Pay Later

With Shop Pay, you get more ways to buy now and pay later. There are no late or hidden fees, and you'll never pay more than you agreed to up front. You can check your balance in the Shop app any time.

Buying with Shop Pay is Easy

Check out with Shop Pay.
Fill your cart and check out with Shop Pay.

Pick the payment plan that works for you.
Choose 4 interest-free payments or monthly installments.

Get what you want and pay over time.
You’ll be prompted to make the rest of your payments.


Get a real time decision.


Split your purchase into 4 payments or monthly installments.


No surprises or hidden fees, including late fees!

The estimated payment amount excludes taxes and shipping. Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses.